Terms of Service

Last updated: April 2026

Service Description

RateShield provides a free service that connects homeowners with local experts who can provide home protection savings estimates. We are not a provider and do not sell or underwrite protection plans.

No Guarantee of Savings

While many homeowners find lower costs by comparing options, we do not guarantee any specific savings amount. Actual costs depend on your individual circumstances, protection needs, and the providers available in your area.

Consent to Contact

By submitting a request, you expressly consent to being contacted by RateShield and one or more local experts by telephone (including calls placed using an artificial, prerecorded, or AI-generated voice, or an automated dialing system), text message, and email at the contact information you provided. You acknowledge that some outreach may be generated by an AI assistant operating under the supervision of a licensed Illinois insurance producer; the assistant will identify itself as AI at the start of any call. Message and data rates may apply. Reply STOP to any text to opt out. This consent is not a condition of purchasing any product or service.

Accuracy of Information

You agree to provide accurate and truthful information in your request. Inaccurate information may result in incorrect estimates.

Limitation of Liability

RateShield is not liable for any decisions you make based on estimates received through our service. All decisions should be made based on the full terms and conditions provided by your provider.

Contact

For questions about these terms, contact us at jack@getrateshield.com.