Last updated: June 2026
This service is operated by Jack Ray, a sole proprietor based in Illinois, doing business as RateShield (“Jack Ray,” “RateShield,” “we,” “us,” or “our”). RateShield is a registered trade name (DBA) of Jack Ray; all references to “RateShield” in these Terms, our Privacy Policy, and our communications refer to Jack Ray, sole proprietor. You can reach us at jack@getrateshield.com.
RateShield provides a free service that connects homeowners with local experts who can provide home protection savings estimates. We are not a provider and do not sell or underwrite protection plans.
While many homeowners find lower costs by comparing options, we do not guarantee any specific savings amount. Actual costs depend on your individual circumstances, protection needs, and the providers available in your area.
By submitting a request, you expressly consent to being contacted by Jack Ray (doing business as RateShield) and one or more local experts by telephone (including calls placed using an artificial, prerecorded, or AI-generated voice, or an automated dialing system), text message, and email at the contact information you provided. You acknowledge that some outreach may be generated by an AI assistant operating under the supervision of a licensed Illinois insurance producer; the assistant will identify itself as AI at the start of any call. Message and data rates may apply. Reply STOP to any text to opt out. This consent is not a condition of purchasing any product or service.
You agree to provide accurate and truthful information in your request. Inaccurate information may result in incorrect estimates.
RateShield is not liable for any decisions you make based on estimates received through our service. All decisions should be made based on the full terms and conditions provided by your provider.
For questions about these terms, contact us at jack@getrateshield.com.