Terms of Service

Last updated: April 2026

Service Description

RateShield provides a free service that connects homeowners with licensed insurance agents who can provide home insurance quotes. We are not an insurance company and do not sell or underwrite insurance policies.

No Guarantee of Savings

While many homeowners find lower rates by comparing options, we do not guarantee any specific savings amount. Actual rates depend on your individual circumstances, coverage needs, and the insurance carriers available in your area.

Consent to Contact

By submitting a quote request, you expressly consent to being contacted by one or more licensed insurance agents by telephone (including automated dialing systems), text message, and email at the contact information you provided. This consent is not a condition of purchasing any product or service.

Accuracy of Information

You agree to provide accurate and truthful information in your quote request. Inaccurate information may result in incorrect quotes.

Limitation of Liability

RateShield is not liable for any insurance decisions you make based on quotes received through our service. All insurance decisions should be made based on the full terms and conditions provided by the insurance carrier.

Contact

For questions about these terms, contact us at support@getrateshield.com.